So based on my amateur researching, I only say amateur because I am simply being aware of my surroundings…
Seeing people buy “new cars” but really “new used cars” in comparison to what I was seeing a few years ago is very interesting…
Going to the store and peoples basket not even half way full…
I paid $442.64 on ONLY 32 items…
Things are not looking good, I can feel it and see it.
I’m not naive to this fact, heck probably most aren’t…
The S&P 500 has been going down like real bad…
I’ve been keeping track it’s fallen every day for a week!
Trump is gong heavy on these tariff tax…wow would have never thought by the age of 25 I’d care about this stuff but “this stuff” is what makes the value of the US DOLLAR meaningful…
And most importantly how people live, and how they spend and earn their money…
People are getting laid off, A.I is the next up coming sector.
I’m kind of all over the place with my thoughts but I simply want to share and have this time stamped.
I believe we are heading into harsh times.
In the video below, you’ll hear me share my thoughts but they are scattered everywhere.
side note, i actually started investing into the market in the year 2023 so I’ve only held my long term shares for 3-years.
If you ask me, that is not long at all…10+ years is much longer. Anyways here is the video:
Now I have two options (obviously, I am aware of how fortunate I am to even have the luxury to be debating between the two) but I still want to make the most out of my situation:
1) Pay ALL my debt off to avoid interest rate
2) Place the funds into investments when the market goes down hill…
In my mind, debt is always going to be a topic no matter what…
Meaning as long as I am breathing I will always have debt, that’s just life as a US citizen.
Even if I was to pay off the debt, I’ll begin to create more later anyways…I have to eat, live and enjoy life and that’s all done through using a credit card.
But when will I be 25-years old, have the capital to invest into a down market and potentially be investing into the next leading sectors?
Well, of course I am not 100% if StarLink, Anduril or Open A.I will be next leading sectors but come on…
I’m 25-years old…if these are a mistake it would be the best mistake I’ve ever made in my 20’s lol
What’s the worst that could possibly happen?
I loose the money in the stock market and have debt + interest?
Well, I guess I’ll have time to make up for it, right?
Haha as you can see, I am very funny.
But forreal, my thoughts are pretty simple, debt is debt…who cares?
But investments are life changing…you’ll see below I made 181% return on stocks I’ve only head for 3-years…
That was all by just holding, no real research.
Now I am actually reaching!
See for yourself: